Cookies Policy

Last updated: 18.11.2025

This Cookie Policy explains how Livornica AM LLC (“we”, “us”, “our”), a company registered in the Republic of Armenia, uses cookies and similar technologies on our websites, including letocredit.mx, letocredit.co.za, letocredit.pl, and any related platforms operated by us.

By continuing to browse our websites, or by selecting your preferences in the cookie banner, you agree to the use of cookies as described in this Policy.

1. What Are Cookies?

Cookies are small text files placed on your device (computer, smartphone, or tablet) when you visit a website. They help our websites function properly, enhance performance, analyze user behavior, and enable marketing functionalities.

Cookies may be set directly by us (“first-party cookies”) or by third parties (“third-party cookies”).

2. Types of Cookies We Use

We use all major categories of cookies, including:

2.1. Strictly Necessary Cookies

Required for the basic operation of the website.
Examples: security, session management, navigation.

2.2. Analytics Cookies

Used to analyze website traffic, user behavior, and performance.
Services include:

Google Analytics
Yandex Metrika

2.3. Advertising & Marketing Cookies

Used to deliver personalized advertisements, track conversions, and perform retargeting.
Services include:

Google Ads / Google Adsense
Meta / Facebook (if active)
CPA and affiliate tracking networks
ClickID-based tracking

2.4. Functional Cookies

These cookies allow the website to remember your preferences (language, region, settings).

2.5. Affiliate & Tracking Cookies

Used for click tracking, attribution, conversion measurement, and partner network integrations.
Includes:

ClickID identifiers
S2S tracking via partners
Third-party affiliate scripts

2.6. Push Notification Cookies

Used by push notification providers such as:

PushAlert
Similar third-party push communication tools

3. Purposes of Using Cookies

We use cookies for the following purposes:

Website functionality and performance
User experience improvement
Website analytics and statistics
Personalization of content
Saving user preferences
Marketing and advertising
Retargeting and segmentation
Fraud prevention and security

4. Third-Party Cookies

Several cookies on our websites are provided by trusted third-party services. These providers may collect and process data according to their own policies.

Examples of third-party providers:

Google (Analytics, Ads, Adsense, Tag Manager)
Yandex Metrika
PushAlert
Affiliate networks and tracking platforms

We do not control their cookies directly.
We encourage you to review their respective policies.

5. Cookie Duration

Unless otherwise specified:

Session cookies: deleted when you close your browser
Persistent cookies: stored for up to 1 year
Advertising cookies: typically between 90 days and 12 months
Analytical/functional cookies: up to 1 year

All data is securely anonymized where possible.

6. Managing and Disabling Cookies

You can manage your cookie preferences through:

6.1. Cookie Banner

Our cookie banner allows you to:

Accept all cookies
Reject non-essential cookies
Choose categories (necessary / analytics / advertising / functional / etc.)

You can change your preferences at any time.

6.2. Browser Settings

You may also disable or delete cookies through your browser:

Chrome
Firefox
Safari
Edge
Opera

Please note: disabling certain cookies may affect website functionality.

7. Local Compliance Notice

Your rights may differ depending on your country of residence and applicable laws, including but not limited to:

GDPR / RODO (European Union / Poland)
POPIA (South Africa)
Federal Law for Protection of Personal Data (Mexico)
Local privacy legislation in other jurisdictions

We always apply reasonable technical and organizational measures to ensure compliance and protect user privacy.

8. How to Contact Us

If you have questions about this Cookie Policy, or if you wish to exercise your data protection rights, please contact:

Livornica AM LLC
Email: support@livornica.com
Jurisdiction: Republic of Armenia

9. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in legal requirements or our data processing practices. Updates will be published on this page with a new “Last updated” date.