Century ZA
Detailed terms
- Amount up to $ 8000
- Term 5 - 183 дня
- Rate from 0.1% up to 1% per day
- Method of receipt To a bank card; to a bank account
- Legal information about the company Century Financial Services (Pty) Ltd operates under Company Registration Number 2023/140135/07 and is registered with the National Credit Regulator (NCRCP20790).
- Age from 18 up to 70 years old
The best offers for you
- Amount up to up to 4 000 R
- Period up to 41 day
- Approval 97%
- Amount up to up to 8 000 R
- Period up to 90 days
- Approval 97%
- Amount up to up to 4 000 R
- Period up to 183 дня
- Approval 97%
Century focuses on responsible and compliant lending practices, helping individuals manage short-term financial needs through a simple online platform. Century Financial Services (Pty) Ltd (trading as Creditza) is a South African digital lending company providing fast, secure, and transparent financial solutions. It operates under Company Registration Number 2023/140135/07 and is registered with the National Credit Regulator (NCRCP20790).
You can get a loan from this organisation quickly and online.
Terms & Conditions
| Loan amount: | from R500 to R8,000 |
| Effective Interest Rate (EIR) / APR: | varies based on affordability (calculated individually) |
| Loan term:: | from 5 days to 6 months |
| Currency: | South African Rand (R) |
| Daily interest rate: | approximately from 0,1%; total repayable amount depends on credit profile and loan period |
| Approval time: | fast approval — typically within a few minutes after document verification |
| Collateral: | not required |
| Income verification: | latest 3 months’ bank statements showing salary deposits |
| Age requirement: | 18 years or older |
| Licensing/Supervision: | NCR Registration Number NCRCP20790 |
| Repayment methods: | via bank debit order or electronic transfer |
| Disbursement methods: | direct deposit to borrower’s bank account |
| Customer support: | clientsupport@centuryfinancialservices.net |
| Address: | 2 Tanka Street, Durbanville, Cape Town, 7550 |
| Phone number: | +27 21 054 1057 |
| Official website: | creditza.co.za |
Documents & Borrower Requirements
- South African ID number
- Active cellphone number
- Valid bank account
- Latest 3 months’ bank statements (showing salary deposits)
- Email address for communication and document submission
Additional Details
Century Financial Services allows early repayment without penalties. Loan extensions or repeat loans may be available depending on payment history and affordability. The company emphasizes responsible lending and transparency with no hidden fees.
Credit History Requirement
Applicants should have a verifiable income and responsible repayment record, but loans are evaluated mainly on affordability, not just credit score.
About the Loans
First Loan
- Amount: from R500 to R8,000
- Interest rate / fees: based on affordability and repayment term (example: repayable R1,991.23 for a R1,700 loan over 5 days)
- Term: from 5 days to 6 months
Repeat Loan
- Amount: can increase as positive repayment history builds
- Interest / fees: recalculated per new application
- Term: up to 6 months
How to Apply
- Create a personal profile – fill in name, ID, mobile number, and email.
- Choose loan amount and term.
- Upload 3 months of bank statements showing salary deposits.
- Receive an initial loan offer based on affordability.
- Accept the offer and get funds deposited directly into your bank account.
Benefits
- 100% online and paperless process
- Fast approval and quick payouts
- No collateral required
- Transparent fees – no hidden charges
- Registered and compliant lender (NCRCP20790)
- Secure data protection aligned with Visa and Mastercard standards
- Responsive customer support via email and phone
