Century focuses on responsible and compliant lending practices, helping individuals manage short-term financial needs through a simple online platform. Century Financial Services (Pty) Ltd (trading as Creditza) is a South African digital lending company providing fast, secure, and transparent financial solutions. It operates under Company Registration Number 2023/140135/07 and is registered with the National Credit Regulator (NCRCP20790).

You can get a loan from this organisation quickly and online.

Terms & Conditions

Loan amount:	from R500 to R8,000
Effective Interest Rate (EIR) / APR:	varies based on affordability (calculated individually)
Loan term::	from 5 days to 6 months
Currency:	South African Rand (R)
Daily interest rate:	approximately from 0,1%; total repayable amount depends on credit profile and loan period
Approval time:	fast approval — typically within a few minutes after document verification
Collateral:	not required
Income verification:	latest 3 months’ bank statements showing salary deposits
Age requirement:	18 years or older
Licensing/Supervision:	NCR Registration Number NCRCP20790
Repayment methods:	via bank debit order or electronic transfer
Disbursement methods:	direct deposit to borrower’s bank account
Customer support:	clientsupport@centuryfinancialservices.net
Address:	2 Tanka Street, Durbanville, Cape Town, 7550
Phone number:	+27 21 054 1057
Official website:	creditza.co.za

Documents & Borrower Requirements

South African ID number
Active cellphone number
Valid bank account
Latest 3 months’ bank statements (showing salary deposits)
Email address for communication and document submission

Additional Details

Century Financial Services allows early repayment without penalties. Loan extensions or repeat loans may be available depending on payment history and affordability. The company emphasizes responsible lending and transparency with no hidden fees.

Credit History Requirement

Applicants should have a verifiable income and responsible repayment record, but loans are evaluated mainly on affordability, not just credit score.

About the Loans

First Loan

Amount: from R500 to R8,000
Interest rate / fees: based on affordability and repayment term (example: repayable R1,991.23 for a R1,700 loan over 5 days)
Term: from 5 days to 6 months

Repeat Loan

Amount: can increase as positive repayment history builds
Interest / fees: recalculated per new application
Term: up to 6 months

How to Apply

Create a personal profile – fill in name, ID, mobile number, and email.
Choose loan amount and term.
Upload 3 months of bank statements showing salary deposits.
Receive an initial loan offer based on affordability.
Accept the offer and get funds deposited directly into your bank account.

Benefits

100% online and paperless process
Fast approval and quick payouts
No collateral required
Transparent fees – no hidden charges
Registered and compliant lender (NCRCP20790)
Secure data protection aligned with Visa and Mastercard standards
Responsive customer support via email and phone

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